WEST COAST LIFE
In 1997, West Coast Life Insurance Co. became a member of the Protective Life Insurance Family. West Coast Life added its excellent reputation in the insurance industry among the brokerage community and, of course policyholders, to the growing list of the Protective Life family of policyholders.
West Coast Life was founded in 1906 and Protective Life in 1907. The two companies have forged the experience of almost 200 years in the life insurance business in America. West Coast Life's history includes more company "firsts" than most other companies can even imagine. And since 1997, West Coast Life has grown to be the crown jewel of the Protective Life Family.
Its excellent reputation is based in part on these pre-eminent values - quickness to respond, quality, serving its people and growth.
In its quickness to respond, serving its policyholders and the brokerage community, the company has adopted Protective Life's Five Cardinal Principles which have given it the communication tools and framework to make quality its integral part.
These principles are:
- Focus on the customer.
- Continuously improve.
- Equip, empower, and liberate people and trust their capability and willingness to improve.
- Concentrate on the long term, the whole process, and the team.
- Use statistical analysis to understand and continuously improve the process.
To people, and all departments at all levels of service, West Coast Life does what it must for the client and the brokerage community! Day-by-day, as it has done year-by-year, since 1906.
West Coast Life Insurance Company offers two main term plans:
- C Series
- Reasonably priced level premiums of 10, 15, 20, 25, or 30 year terms.
- Available age range of 15 to 85
- Minimum face value of $100,000
- Renewable
- Conversion privileges
- Accelerated death benefit
- Optional waiver of premium, children's insurance, and accidental death benefit riders
- Golden Legacy Term and last Survivor Term
- A joint and last survivor term life policy that expires at a joint attained age of 95.
- Accelerated death benefit of $15,000 to $250,000 in case of a terminal illness
- Guaranteed level premiums for the initial term policy. Then, premiums increase annually to age 85, at which point they increase every 5 years.
- Convertible without proving insurability. Must convert before the joint age of 75
- Split option rider is available in the event of divorce or changes in legislation that undermine the estate planning advantages of this policy
Click here to get a quote today
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Excalibur Brokerage Agency, Inc.
1648 Route 130 North Suite 2
North Brunswick, NJ 08902
800-652-9923
732-297-6000
fax 732-297-6668
Email us: info@excaliburbrokerage.com
