Affordable life insurance quotes for multiple needs.
Term Life Insurance is generally the least expensive and least complicated type of affordable life insurance – for short term needs. It provides insurance protection at a low cost for a specified period of time, such as 10, 15, 20 or 30 years. At the end of the term, you may renew the protection, although rates may then increase. There is no “accumulation” element, or cash value with term insurance.
Low cost life insurance is easy with a term life insurance quote from Excalibur Brokerage, NJ.
A term life insurance quote is ideal for people who have a temporary need for low cost life insurance protection or who need a large amount of coverage, but are on a limited budget. Term insurance can also satisfy the needs of business owners who wish to cover the life of a key employee. Additionally, rather than passing outstanding obligations to your loved ones, term insurance can be used to pay off these debts in the event of the insured’s death.
Excalibur’s life insurance brokers are here to help get you a term life insurance quote without any hassle.
Term life policies offer death benefits only, so if you die you win (so to speak). If you live, you (or more specifically, your family) get no money back. Unless you bought a return of premium Term Insurance Policy that would pay you 100% of the money you paid in when the policy reaches the end of the term period of your insurance weather that is 15, 20, or 30 years.