Our experienced team is dedicated to helping you, the Broker, grow your business by providing you with top notch service and product. Our goal is to make it easy for you to find the affordable life insurance product you need for your clients. We make a difference for you by: Life Insurance Brokers with experience getting you low cost life insurance.
Trying to find the right insurance company and policy to meet your specific needs isn't easy in what seems to be the overcrowded insurance maze. Whether you are a life insurance broker representing product, or a consumer needing to buy, there seems to be no end to insurance companies offering THEIR information without really understanding YOUR needs and circumstances. Whatever the type of insurance you are seeking - from Final Expense to Impaired Risk, Term Life or Whole Life, Guaranteed Issue Insurance to Long Term Care, Disability Insurance to Annuities. At Excalibur Brokerage Agency, we're different! The information you supply is analyzed against a broad spectrum of products and companies before providing you with an illustrative quote or comparison to review. We can also fill in any missing pieces to help you further navigate through the maze. Our goal is to provide you with the best information that will satisfy all of your insurance needs, at the best available cost. When it comes to critical decisions that affect your life, would you choose a rookie to guide you, or specialists with many years of experience and the right tools to do the best job possible for you?
Life insurance is a complicated subject. When it comes to making your first purchase of a life insurance policy, chances are you won’t quite know what you are doing. A million questions are likely to go through your mind, from why am I doing this, to how much do I really need? Often, the first-time … Continue reading "Home"
While it is often a topic that people prefer not to think or talk about, life insurance is something that deserves a great deal of attention. When push comes to shove, all of us will die, and most of us will need to leave equity behind to cover everything from our funeral expenses to our … Continue reading "Home"
We are specialists, offering all forms of life and health insurance, from the impaired risk marketplace for people with health issues, to Traditional Life, Low Cost Life Insurance, Disability, Long Term Care, and Annuities.
Term Insurance is generally the least expensive and least complicated type of affordable Life Insurance. It provides life insurance protection at a low cost for as long as premiums are paid, or for a specified period of time, such as 10, 15, 20, or 30 years. There are many different types of term insurance – such as a Yearly Renewable Term, where the premiums increase annually. There are policies that are issued with a guaranteed premium period, say 10, 15, 20 or 30 years. As long as the premium is paid, the rates will not increase during the guaranteed period. Return of Premium term is a policy that returns 100% of the premiums paid over a 15, 20, or 30 year period of time. Each variation of term insurance changes the premium charged. Term insurance is compared by many as renting is to owning a house. Renting builds zero equity, owning builds equity. However, the Return of Premium Term policy combines the best of both, and does provide for equity buildup. At the end of a pre-selected term, you may renew the protection, although rates usually will be increased. There is usually no “accumulation” element, or cash value with Term Life Insurance.
When you’re on your own, finding Cheap Life Insurance for you and your family can be a challenge. If you’re feeling overwhelmed, we understand. That’s why we offer affordable life insurance options that are easy to understand and flexible enough to fit your unique needs.
Simplify the process of finding the quality affordable life insurance you need with Excalibur Brokerage. Get a free individual Life Insurance Quote. Your life needs are as unique as you are. Why should you settle for a one-size-fits-all life plan? Excalibur Brokerage offers a variety of customizable plans and coverage options to complement the life you live.
Request a free individual life insurance quote and lock-in an affordable life insurance rate today…
For your free Term Life Insurance Quote from Excalibur Brokerage, simply complete the Free Quote Form. Term Life Insurance premiums vary by as much as 100%. Term Life Insurance Company’s recognize most consumers do not shop for their best price. Term Life Insurance should be viewed as a commodity. The best price with a high quality Term Life Insurance company should earn your business. We only quote Term Life Insurance policies from companies rated excellent or better for financial stability.
When deciding to purchase a substantial item like a home or car, everyone shops around to compare pricing. Life insurance should be treated the same way and comparison shopping is a must in order to secure the best priced policy. When deciding on a life insurance policy, you want to secure the best rate for the same term policy that is offered from many different companies. Keep in mind that prices for the same coverage are in constant fluctuation and can significantly vary from company to company. This is why we are here for you! We do not leave you in the dust after sending you a quote on cheap life insurance. We will also help you finalize all the details. Our purpose is to help you secure the best possible price for your policy. For your FREE Term Life Insurance Quote from Excalibur Brokerage, simply complete our term life insurance quote form. Our goal is to try to make your experience in shopping for life insurance fast, simple, convenient, and above all – Right For YOU!
Guaranteed Issue life insurance is essentially a whole life insurance product that pairs a simple application process and small face value. Typical face values (death benefit amounts) range from $5,000 to $50,000. This type of insurance is designed to be conveniently purchased without the requirement of a medical exam or a complex health questionnaire.
Most people believe that they pose little risk for the purchase of life insurance. But risk is relative – and don’t always spring from a medical issue. High Risk can also include a history such as early death of a parent, especially if that death was due to early onset of coronary disease. Do you have a less than stellar record with the Department of Motor Vehicles in your state? Are you taking medication for a condition that your physician and you agree is under control, but from an underwriting standpoint poses undue risk long term? At Excalibur – we’ve got you covered!
Brokers – We’ve Got You Covered!
Personal Service to Make Your Life Easier!
Click here or on the Broker Services button at the top!
You can find Excalibur Brokerage Agency on LinkedIn.com.